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Tuesday, September 10, 2013

Insurance

The concept of insurance sticks in my craw like a wad of some gristly unidentifiable road kill meat. The definition offered on the great Google surf which I find most particularly offensive is : A thing
providing protection against a possible eventuality. Hmpfh. Seems like a lot of capitalisation has been done and advantages taken of human fear of the potentially catastrophic what might happens. Nothing is ever a sure thing except that old dreary curse death. I hear so many stories of TSHTF for various reasons to various people and then the stories of the nightmares they had wrangling with the exploiters of fear of possible eventualities after all of the years these trusting people have blithely paid for this 'protection' because they were afraid that otherwise they would be unable to pay some grossly inflated beyond all decency sort of price for something necessary to keep living or for someone else. No, I don't understand it and I deem it to be a loathsome situation. Lets do think about this mandatory auto insurance for everyone that operates one racket which has swept this country. It's like betting against one's own skill and desire not to expire really, and paying for it seven fold over time. If I have to by law pay money to some insurance company so that I can legally drive my auto--should I wreck at least once a year so that I can recoup the money that I paid to cover just such a possibility for that year?Ha-wouldn't my rate sky rocket then! Go ahead and add up all the money you have paid to guard against the concept of the possible eventuality and if you are a conscientious driver, you might just get a little pissed because you sure could have spent that money on something else and now it's just plain gone from your purse forever. How bout that health insurance? Isn't it such a peach? Add up all you have paid in versus what you have gotten out. Have you spent as much as you paid in? More perhaps because the insurance just wouldn't go far enough? Less because you have been awesomely healthy? Insurance should not be a mandatory thing. Especially health insurance. Oh yes, it's going to be more affordable etc, etc-when the real problem is that any of us need it at all. What should be mandatory is health care and medicines for all whether they can pay a little for it or not. Yes, cut those filthy fear and sickness predators right out of the equation. Skip the insurance, to heck with the prices for services which are more than absurd, and just comfort and heal whenever possible. Does it all really have to cost so much to be effective? I think not. I believe not. The only things in the way are the human gods Greed and Profit. 

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